Whether you are a first time buyer or moving homes for the second or third time it’s still a really exciting time with lots to think about. You could be coming straight from your parents home where pretty much everything is done for you, bills are paid, washing is done and you spend your money frivolously. Alternatively you might be renting a flat, with some independence and all ready used to paying bills and saving money where possible. Here are some exciting things that you will find along the way.
Looking for the property is the first exciting task which for most people is good fun, where they get to roam around other peoples homes looking at space, location, price, garden and more. It’s also quite fun to listen to the estate agent selling the house and what he/she thinks the benefits are. Don’t be fooled by technical speak and remember to stick to the list of wants and needs you have. There are lots of properties on the market so there is no need to rush. When you are looking, make sure you try to picture it empty so you can put in your own unique style.
Cosmetics can change and even sometimes the layout but some things can’t like no parking and a small garden.
There are lots of apps that you can download now that will help you search for the property before you even contact an estate agent. These will tell you price, how much it has previously sold for and even some will tell you the crime rates, local schools and shops.
Saving the money you need –
Save as much as possible for as long as you can so you can get a good deposit and left over money for any extra work that needs doing. A good tip is to set up a direct debit up with a seperate account of your own so the money goes without you even noticing. Then do not touch it until you really need to. Just think if you and your partner where to put away ten pound each every week that’s forty pound each and eighty pound all together so in a year they would save almost one thousand pounds.
Most people will not have enough money to buy a property outright without lending money so if you don’t know much about what you need to lend maybe contact a Mortgage Advisor Gloucester at links like https://www.palmermortgages.co.uk/mortgages/.